Becoming directly authorised

Taking the step to become a Directly Authorised Mortgage Adviser, Insurance Adviser, or Credit Broker can seem overwhelming at first. At Rockstone Compliance, we make the process as smooth and straightforward as possible. From the outset, we provide clear guidance, answering your questions and ensuring you fully understand what FCA regulation entails—including the associated timescales and costs.

Many of our clients choose Direct Authorisation to gain greater control over their business, allowing them to shape their advice services in a way that best suits their firm and clients.

At Rockstone Compliance, we don’t just guide you through the authorisation process—we become an extension of your business, acting as your compliance manager from the outset. We only support firms that will retain our compliance services after authorisation, ensuring you have the right regulatory oversight in place. This ongoing relationship strengthens your FCA application by demonstrating a structured and sustainable approach to compliance.

We take full responsibility for managing your application, ensuring it is completed correctly and submitted on time. As part of this, we draft your Regulatory Business Plan, compliance policies, and sales quality procedures. Once your application is assigned, we continue to support you, liaising with you and the FCA Case Officer with any additional queries that arise.

If you are already authorised by the FCA for other regulated activities and you need to add a further permission, we can assist you with the online application, compiling the business plan and providing supporting documentation.

We can also assist with

• Changes in Legal Status
• Change of Controllers
• Connect guidance and assistance
• Taking on an appointed representative
• Changes to firm data

Please contact us to discuss the process and our associated fees in more detail.